Are you a Florida Hometown Hero?
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At Exact Rate Mortgage we can help! The Florida Hometown Heroes Housing Program makes home ownership affordable for eligible "Florida Residents".
- Borrowers can receive up to 5% of the first mortgage loan amount (maximum of $35,000) in down payment and closing cost assistance.
- Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon the sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his/her primary residence.