At Exact Rate Mortgage, we don't just have "one" set of solutions for owner user or investment commercial real estate, we have MANY!
Our established relationships with National Commercial Wholesale Mortgage Lenders provides us with the ability to offer you:
- No Doc Program: No tax returns, bank statements, or operating statements required.
- Bank Statement Program: Income verification through bank statements, not tax returns.
- Debt Service Coverage Ratio (DSCR) Program: No income nor employment verification required.
- No US credit necessary (foreign investors welcomed).
- 30-year fully amortize commercial loans program: no balloon payments!
- Lite Doc Investor Program: No tax returns required on investor transactions.
- Full Doc Program for either owner user or investment commercial real estate.
- One Time Borrower Approval (for investors that are very active and constantly buying new properties). Apply once and have access to capital for 12 months.
- Fix & Flip Loans (Fix to rent or Fix to sell).
- New Construction Commercial Loans (Build to sell or Build to rent).
- Portfolio Rental Loans (Purchase or refinance a portfolio of rental properties).
- Bridge Loans for purchase, refinance or cash-out refinance.
Eligible property types:
- Multifamily
- Retail
- Mixed-Use
- Warehouse / Self Storage
- Office Building
- Light Industrial
- Automotive
- Mobile Home Park
- Restaurants
- Bars
- Day Care Centers